Money

Top 10 Investment Plans

Top 10 Investment Plans

What is a good investment? Maximum return with minimum risk involved. There are a number of ways where one would opt for investing his/her money with a surety of good return. The ten investment plans I’m discussing down under are not in any particular order but they certainly are the best investment plans one could possibly opt for.

1. Buy stocks

Perhaps the best investment if implemented right is in the stock market. It can prove very profitable; though sometimes it can also fail to bring the required results as it requires much experience and skill.

2. Real Estate investment

With less risk involved, this type of investment proves to be profitable more in long term but still the profit that it fetches is far more fruitful than in any other investment.

3. Buy bonds

“These are the sure profit certificates”, said in slang. These bare an interest rate on them which is paid monthly or yearly. The purchase price is also paid back to the purchaser after the maturity period. No risk involved; what else one wants.

4. Invest in a multinational corporation

Buying shares of a multinational corporation which is doing really well in the open market and also giving frequent dividends is another reliable option for investment. But one needs to be really careful because the companies do not show their real picture in the financial statements.

5. Start a business

Another good option to invest after retirement is to start a small business like a restaurant at a tourist spot. It also provides an opportunity to enjoy your life while earning money.

6. Invest in gold

Have enough money to be the lender by your own? Not a bad idea if you have the resources. Not forgetting that one could charge its own interest rate on it- of course keeping in view the bank rate.

7. Invest in loans

Have enough money to be the lender by your own? Not a bad idea if you have the resources. Not forgetting that one could charge its own interest rate on it- of course keeping in view the bank rate.

8. Investment schemes

Banks provide different schemes for attracting more and more customers such as senior citizens savings scheme, post office monthly income scheme. These schemes have premature withdrawal options which mean that the customer could pull out the money before the maturity period with or without earning interest over it. Safe investment, I guess.

9. Exchange market

A very slight increase or decrease of currency exchange rate could cause to win or lose hefty amounts of money quite easily. Therefore, having a good insight into the market and predicting a better future exchange rate can prove to be very profitable for people who are dealing within the market

10. Gambling

Well, don’t be surprised. People have earned millions of dollars through gambling but not everybody is that lucky. If you trust your destiny, go for it.

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